Foreclosure Alternatives: Help For Homeowners In Mortgage Crisis From Home Destination

Jenna Thuening a Certified Distressed Property Expert, can help you find foreclosure homes for sale, determine foreclosure eligibility, search for foreclosure homes for sale, offer you many resources on short sales, and offers foreclosure buying tips.



Request Foreclosure Help

Home Destination

If you or someone you know is facing foreclosure and is seeking to engage an experienced CDPE, feel free to get foreclosure help immediately; I will respond to your request on a priority basis. Taking action as soon as you can ensures that you have the most and best options available.

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Foreclosure Alternatives Help from Home Destinations: and short sale options for home owners in mortgage crisis Forelosure alternatives help from  CDPE


HAFA is available for mortgages that are owned or guaranteed by Fannie Mae and Freddie Mac. Home Destination's owner Jenna Thuening is a Certified Distressed Property Expert and is eager to assist you and offer foreclosure and short sale alternatives and solutions.


Don't be discouraged by declining home prices; you may have other alternatives. When you assemble the right team, between the homeowner, lender, and services, keeping communications open, you may be amazed at all the types of foreclosures and options you have. First you must reach out and engage foreclosure alternatives help; engage Home Destination to find out what you qualify for. You will want to start with the request for modification form. If you take charge of your situation, you could save your home. It is worth it; get foreclosure alternatives help today!


Know Your Foreclosure Right Of Redemption And Reinstatement Opportunities.


It is natural and easy to feel overwhelmed if you have just received a foreclosure notice. You will benefit much from an expert engaged to help you know what a right of redemption and reinstatement is. The right knowledge on the right topic can bring you a clear path of action and possibly save your home. You may be working so hard to pay the mortgage that it is challenging to feel like you fully understand your situation. You may need to "work smarter" on your foreclosure alternatives and Home Destination can make that difference.



Home Destination offers Minneapolis foreclosure alternatives help in the following areas:

Foreclosure alternative 1 A short sale

Foreclosure alternative 1 A loan modification

Foreclosure alternative 1 A Deed in Lieu of Foreclosure

Foreclosure alternative 1 Consider a 20 year mortgage

Recent improvements to the HARP program grant homeowners who are current on their mortgage payments privileges to refinance up to 125% of the current mortgage. The higher loan-to-value refinancing allows more homeowners to strengthen their home investment by taking advantage of today's exceptional lower mortgage rates.


Forelosure alternatives help from Home Destination

Foreclosure Alternatives Help:


Enlist Home Destination's help to know where you might expand your refinance opportunities. Qualified borrowers whose mortgages are currently owned or guaranteed by Fannie Mae and Freddie Mac will be allowed to refinance home loans that fit the terms of HARP, established earlier this year.

If you are an "underwater homeowner" without a bonafide hardship (such as a job loss), there are foreclosure alternatives to help resolve your dilemma other than opting for a short sale or voluntary foreclosure. Our governments and real estate housing recovery program leaders understand that short sales and foreclosures ultimately hurt us all and we need to stem the tide and move towards a resolution to correct the housing market and safe guard our economy. With a solid interest rate reduction and shorter loan terms, your monthly payment may still be less than your current payment AND you could pay off your mortgage 5 years sooner thereby saving a considerable amount in interest over the life of the loan.

Be sure to read through the information carefully on this website as you will find it a great relief to find foreclosure reports, foreclosure buying resources, and options. With the Home Modification program or a short sale, you may have to continue making mortgage payments and find yourself unable to do so. In the case of a short sale, you will have to find a buyer. The process has proven to be slow with many lenders; you will benefit much from Jenna Thuening, a Certified Distressed Property Expert's foreclosure alternatives help while navigating the course.

Whatever option is best, you will want to be sure to have all the paperwork in order. Make two copies of everything and get on the road to recovery. For more information and to understand which of the foreclosure alternatives help options are best for your circumstances, contact Jenna Thuening at jenna@homedestination.com for a FREE consultation.



Understand Minnesota's Foreclose Timeline


Your federal and state governments have a real timeline in place to process the overwhelming numbers of homes in foreclosure. It is important for you to read, respond, and take action as timely as you can. The clock is ticking and you options thin out as the process progresses. Accurate information is a timely matter is everything. Make every effort you can to get back on track.


If You Have A Second Mortgage


In Minnesota, a second mortgage company can still sue you after foreclosure for any remaining balance left on their loan. More and more reports show that the second lender released their lien if they were able to glean a few thousand recoupment dollars at the closing of the sale. This does not mean they released the home borrowers liability on the loan. While the buyer benefits because they can buy the house without the lien, it doesn’t do anything for the loan holder being foreclosed on. If you are in this situation, get good legal advice since the second mortgage company can still ask you for the remaining balance. You will want to understand what you may be on the hook for going forward.


You deserve a second chance. You don't have to loose your home. Gain more foreclosure alternatives help at the CDPE website.