Home Closing Moving Tips: Making it Easier To Relocate

Although the buying and selling part of the transaction is the fun part, at least for the buyer, the closing process is the nerve-wracking part unless you have done it frequently or have true professionals working on your behalf to ensure a smooth home closing.

PURCHASE AGREEMENT:

To ensure a calm and problem-free closing you want your agent to write a problem free purchase agreement, one where every issue has been addressed and leaves no room for surprises. In addition, you want the loan officer for the buyer to be on top of the buyer's mortgage so there is no delay in the closing.

TITLE COMPANY:

You will want the title company to do their work as soon as possible. RESPA prohibits sellers from requiring as a condition of the sale that the buyer purchase title insurance from a particular title company. See Section 9 for full details. The only exception in our view is if the seller requires use of a particular title company they must pay for the title insurance at its sole cost and expense. Even in that situation the buyer still has the right to purchase an additional title insurance policy to protect them. The only exception in our view is if the seller requires use of a particular title company they must pay for the title insurance at its sole cost and expense. Even in that situation the buyer still has the right to purchase an additional title insurance policy to protect them.

CONTRACT CONDITIONS:

Then you need to make sure all the conditions necessary and miscellaneous items are spelled out for the closing and fulfilled. If any problems come up during the process you want to make sure someone handles those right away.

That's where a great deal of my time is spent. It's my job to ensure a smooth and problem free closing at the time and on the date agreed to in the purchase agreement.

HOME INSPECTION:

Home Destination seeks to help you understand from the onset what you are buying. Make sure you have done your due diligence and inspected the property thoroughly. This could be the biggest investment you ever make. We want you to be well informed and confident that you know what you know the details before you seal the deal.

UTILITIES:

Once you've sold your home and plans are in place to move out, be sure to cancel your utilities; cable, gas, telephone, electricity, etc. Contact each company that provides service to your home for a clear transition.

Home Destination provides additional information that may help you with the closing or with your move. Contact Jenna Thuening for your individual home closing moving resources.